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FNB Zambia and Airtel Mobile Commerce Launch Groundbreaking Mobile Money on POS Solution

November 5, 2025
2 min read
Author: Kay-Lyne Wolfenden

The collaboration represents a major step toward interoperability between banking and mobile money ecosystems, creating a seamless, secure, and cashless transaction experience for consumers and merchants alike.

In a landmark move for the country’s digital finance sector, FNB Zambia  and Airtel Mobile  Commerce Ltd have launched the Mobile Money on POS solution, a first-of-its-kind partnership that allows Airtel Money customers to make direct payments from their mobile wallets at any FNB Point-of-Sale (POS) terminal nationwide.

The collaboration represents a major step toward interoperability between banking and mobile money ecosystems, creating a seamless, secure, and cashless transaction experience for consumers and merchants alike. Through this integration, customers can now use their Airtel Money wallets to make instant, cardless payments for goods and services directly at FNB POS terminals—bridging traditional banking infrastructure with digital financial solutions.

The new service is designed to enhance financial inclusion, empower small businesses, and accelerate Zambia’s shift toward a cashless economy. It offers merchants and consumers a faster, more convenient payment method while supporting the government’s broader digital transformation agenda.

FNB Zambia CEO Kapumpe Chola highlighted that the initiative reflects the bank’s mission to make financial access a right rather than a privilege, while Airtel Money Country Director Andrew Chuma emphasized the partnership’s role in promoting interoperability and merchant convenience.

Adding regulatory support, Bank of Zambia Deputy Governor Rekha Chifuwe Mhango commended the collaboration as a model for innovation and responsible partnership that advances financial inclusion and digital empowerment.

The Mobile Money on POS launch marks a pivotal moment for Zambia’s fintech ecosystem, showcasing how strategic partnerships can drive innovation, strengthen payment infrastructure, and make everyday transactions safer, faster, and smarter for millions of users.

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