Fawry Reports Record FY2025 Growth, Driven by Diversified Financial Services
The company recorded revenues of EGP 8.65 billion, up 57% year-on-year, EBITDA of EGP 4.97 billion, reflecting an 80.8% increase, and net profit of EGP 2.89 billion, up 79.8%, marking the highest margins in its history with an EBITDA margin of 57.4% and net profit margin of 33.4%.
Fawry, Egypt’s largest digital-only financial services platform, has announced its consolidated results for the full year ended 31 December 2025, demonstrating strong, scalable growth across all business segments. The company recorded revenues of EGP 8.65 billion, up 57% year-on-year, EBITDA of EGP 4.97 billion, reflecting an 80.8% increase, and net profit of EGP 2.89 billion, up 79.8%, marking the highest margins in its history with an EBITDA margin of 57.4% and net profit margin of 33.4%.
The company’s revenue diversification strategy drove performance across key segments. Banking Services generated EGP 3.51 billion, up 52%, representing 40.6% of total revenue. Financial Services saw a remarkable 135% growth to EGP 2.38 billion, contributing 27.5% of revenue. Alternative Digital Payments (ADP) accounted for EGP 2.01 billion, up 17.6%, while Supply Chain Solutions and Technology & Other segments increased 42.9% and 93.1%, respectively.
Fawry’s operational metrics underscored expanding customer adoption. Total throughput value rose 56.8% to EGP 943.6 billion, and total transactions increased to 2.08 billion, a 7.7% rise. Mobile wallet transactions surged 63.5% to 393 million, with processed value reaching EGP 835 billion, up 71.8% year-on-year. The myFawry app recorded 24.2 million downloads, a 39.4% increase from FY2024, while total prepaid cards issued reached 2.73 million, up 172%.
Chief Executive Officer Eng. Ashraf Sabry highlighted the company’s strategic initiatives, including the anticipated rollout of Soft POS services, expansion into neobanking, and enhanced product offerings across consumer and SME segments. The company also reported strong performance in its Financial Services segment, including MSME lending, consumer finance, insurance brokerage, and digital prepaid card solutions, with gross loans for MSME and consumer finance reaching EGP 5.7 billion.
On technology and innovation, Fawry continues to integrate AI across development and customer engagement functions, accelerating time-to-market and enabling personalization. AI-assisted coding now accounts for approximately 35% of new development, with a proprietary LLM-powered chatbot planned for launch later in 2026.
Segment highlights for FY2025 include:
- Banking Services: EGP 3.51 billion revenue, 52% growth, driven by Agent Banking and Acceptance, with throughput value of EGP 643.4 billion.
- Financial Services: EGP 2.38 billion revenue, 135% growth, supported by prepaid cards, insurance brokerage, and BNPL.
- Alternative Digital Payments: EGP 2.01 billion revenue, up 17.6%, accounting for 23.2% of total revenue.
- Supply Chain Solutions: EGP 496.1 million revenue, 42.9% growth, enhancing B2B transaction efficiency.
Founded in 2008, Fawry now serves an estimated 54.8 million monthly users through its network of 36 member banks, mobile platform, and over 377,000 agents, processing more than 6 million transactions daily.
Fawry’s FY2025 performance highlights the company’s ability to deliver profitable growth while scaling its digital financial services ecosystem, strengthening customer engagement, and expanding its presence across Egypt’s banked and unbanked populations.
