Happy Pay and Peach Payments Partner to Expand Zero-Deposit BNPL in South Africa
Happy Pay partners with Peach Payments to expand its zero-deposit BNPL service, offering instant approvals and full-payment security for merchants.

South African fintech Happy Pay has teamed up with leading payment gateway Peach Payments to roll out its innovative Buy-Now-Pay-Later (BNPL) solution more broadly across the country.
The partnership enables consumers to split their purchases into two interest-free payments, offering a more flexible and budget-friendly shopping experience. With zero upfront deposit required, Happy Pay’s solution is the only one of its kind in South Africa, helping merchants increase conversion rates and average order values.
Happy Pay fully covers the credit risk, allowing retailers to receive full payment immediately while customers benefit from rapid, 30-second approval times at checkout. This collaboration aims to make digital commerce more inclusive, seamless, and rewarding for both merchants and shoppers.