4G Capital Raises $2M to Expand Financial Inclusion Across East Africa

Kenyan fintech company 4G Capital  has raised $2 million in new strategic funding aimed at accelerating its expansion across East Africa and widening access to credit for small and informal businesses.

The investment will support the firm’s mission of improving financial inclusion by providing working capital loans alongside business training for micro and small enterprises that are often underserved by traditional banking systems. Since its launch in 2013, the company has built a model that combines digital lending technology with in-person support to help entrepreneurs grow sustainable businesses.

Operating across Kenya and Uganda, 4G Capital has disbursed more than $800 million in loans and processed millions of credit facilities to hundreds of thousands of clients. The company is steadily moving toward a major milestone of surpassing $1 billion in total lending as it continues to scale its operations in the region.

The latest funding was provided by Global Innovation Fund through its growth-focused investment arm. The capital will be used to strengthen the firm’s “touch-tech” approach, which blends digital platforms with field officers who provide hands-on customer support and financial education.

This hybrid model is designed to ensure that entrepreneurs, particularly women and youth-led businesses, not only gain access to financing but also receive practical guidance to improve business performance and financial literacy.

A portion of the investment will also go into enhancing digital systems, expanding partnerships, and improving service delivery efficiency as the company scales its operations while maintaining close community engagement.

Looking ahead, the company is also evaluating plans for a Series D funding round to support its next phase of growth and deeper digital expansion across East Africa.