Lean Technologies and Ziina Launch UAE’s First ‘One-Tap’ Pay by Bank Experience
Built on Lean's Deposits solution, the capability enables Ziina users to securely connect their bank account once and make future wallet top-ups with a single tap - no re-entry of credentials, no redirect to a bank portal.
Lean Technologies and Ziina have launched the UAE’s first One-Tap Pay by Bank experience under the Open Finance framework, marking a significant step in the maturation of account-to-account payments in the region.
Built on Lean’s Deposits solution, the capability enables Ziina users to securely connect their bank account once and make future wallet top-ups with a single tap – no re-entry of credentials, no redirect to a bank portal.
The launch demonstrates that Pay by Bank in the UAE has moved beyond one-time transactions. With the underlying infrastructure in place and regulation live, the focus now shifts to building the recurring, low-friction experiences that drive everyday usage.
Developed in partnership with Lean, the capability combines Ziina’s consumer payment experience with Lean’s Open Finance infrastructure, demonstrating how account-to-account payments can support increasingly seamless digital payment journeys.
“Pay by Bank has been live in the UAE for some time, but until now, it has only been available as single instant payments. Working with Ziina, we’ve shown that the infrastructure is capable of supporting recurring, low-effort payment experiences, the kind that make a payment method genuinely part of how people pay every day. That is the direction the market is heading, and this is the first example of it.”
– Omar Hamada, VP of Sales, Lean
“People expect financial products to be as simple and intuitive as the best consumer technology they use every day. Funding your wallet is one of the most common actions within Ziina, so making that experience faster and more seamless was a natural next step for us. Working with Lean, we’ve been able to reduce friction in a way that makes managing and moving money feel more effortless for our users.”
– Talal Toukan, Co-Founder and Head of Engineering, Ziina
The announcement was made at Pay by Bank: The Default Way to Pay, Lean’s flagship industry event, which brought together more than 150 leaders from across banking, fintech, commerce, and regulation to discuss the future of account-to-account payments in the UAE and wider region.
