BoC Partners Scale to Launch Virtual Prepaid Mastercard for Africa’s Creators
The collaboration is anchored in Kenya, where BoC recently secured fintech certification from the Nairobi International Financial Centre Authority (NIFCA), giving it a regulatory base to launch locally and scale its creator-focused infrastructure across African markets.
BOC Technologies Limited (“BoC”) today announced a strategic partnership with Scale , Africa’s card-issuing orchestration platform, to launch virtual prepaid Mastercard cards for creators and creative businesses as part of BoC’s Q3 2026 platform debut. Powered by Scale, the programme provides the card layer within the BoC platform, making available funds easier to access, manage and spend. The programme is issued on the Mastercard network, with UBA Kenya acting as regulated sponsor bank.
Africa’s creators are building businesses across music, film, design, gaming, photography, fashion and digital commerce, but the payments and business infrastructure around them has not kept pace. Income often arrives from multiple sources, currencies and cycles, with little continuity between what a creator has earned, what they are owed and what they need to spend to keep growing.
The timing is critical. As Africa’s creative economy becomes more digital, cross-border and platform-driven, creators are earning across streaming platforms, brand deals, client work, royalties and communities — but their money often remains spread across payout cycles before it becomes usable. Many still fund projects out of pocket while waiting for income they have already earned or invoiced. Through SIBWE™, its financial intelligence engine, and MC Harvey™, its AI copilot, BoC is building the platform layer to help creators see the value of their creative work, manage their financial lives and facilitate access to capital – the virtual card adds the practical layer for accessing and spending funds once available.
“Africa’s creative economy is producing real commercial value, but too much of that value remains invisible to the systems that serve small businesses. Our mission is to connect capital with creativity—helping creators see the value they are building, manage it with confidence and access capital when they need it most. This partnership with Scale gives creators a practical first touchpoint with that vision from day one.”
– Syed Raza, Founder and CEO, BoC
“Africa’s creators are building real brands and businesses, but are underserved by a financial infrastructure built for traditional business. Scale exists to put modern card infrastructure within reach of the fintechs, solving exactly that. We’re proud to power the card programme at the heart of BoC’s ecosystem to give creators a fast, simple way to access and spend what they earn, and to give BoC the foundation to scale.”
– Barbara Woollams, Head of Partnerships, Scale
The collaboration is anchored in Kenya, where BoC recently secured fintech certification from the Nairobi International Financial Centre Authority (NIFCA), giving it a regulatory base to launch locally and scale its creator-focused infrastructure across African markets.
